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Meet the Development Finance Partners Team

Baxter Gamble

Baxter Gamble

Founder & Director, New South Wales Office

Baxter Gamble has 20+ years of practical experience in providing creative funding solutions for some of Australia’s landmark developments.

He was the Director of Project Finance for Australian Finance Solutions and its subsidiary Austmortgage, Australia’s third largest commercial and construction aggregator (1997-2007). During this period Baxter successfully structured and settled development finance loans totalling in excess of $1,500m.

Over this ten year period Baxter also built and managed an $800m loan book comprised of commercial and residential securities.

Over the past 20+ years Baxter has developed strong relationships with the decision makers within a large and diversified range of Banks, Building Companies, Institutional Equity providers, as well as high net worth individuals. These relationships are critical to the value proposition to the DFP’s clientèle.

Baxter has been a regular contributor of commentary to the press in regards to various issues the sector has faced, and has spoken at a number of high profile events such as the Master Builders Awards and The Building Institute of Australia.

phone0411 458 845



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Matthew Royal

Matthew Royal

Founder & Director, Queensland Office

Prior to co-founding Development Finance Partners Pty Ltd, Matthew Royal was an Associate Director of Property Finance QLD with Bankwest Business, facilitating mortgage structures up to $100 million.

Matthew was previously appointed as the Managing Director for Urban Securities Corp Limited, a Brisbane based property development company. Over the past 10 years Matthew has held executive and non-executive directorships in numerous private and public companies.

Matthew has extensive experience in the property development and investment industry; he has exceptional knowledge and understanding of the financial criteria and methodology used in assessing property development and investment proposals.

Matthew has participated in the negotiation and consummation of numerous significant property development and investment acquisitions and joint ventures, as well as being responsible for the finance raising and due diligence enquiries and processes within DFP.

phone0450 505 433


LinkedInConnect with Matthew on LinkedIn

Vincent Bengasino

Vincent Bengasino

Associate Director, Melbourne

Vincent Bengasino has worked in financial markets and professional services for 14 years and brings a unique skill-set to the Development Finance Partners team. Prior to joining DFP, Vincent worked for a leading Australian Alternative Investment Management firm and was involved in complex structuring of offshore fund vehicles along with overseeing and managing the compliance function of the firm. At the time of leaving this firm in late 2010, the firm managed US$2.3billion.

In 2011, Vincent and a group of partners founded their own Alternative Investment Management firm and Vincent headed-up the operational, compliance and legal function. The firm built itself from the ground-up and over the course of 4 years setup managed accounts for both offshore and onshore clients, acquired its own Australian Financial Services Licence and traded a broad range of financial markets utilising its proprietary systematic trading models and systems.

In 2015, Vincent took up a consultancy role with a boutique Melbourne-based law firm to assist with growing the client-base and to consult on private equity and debt opportunities involving the firm’s diverse range of clientele which includes SMEs and property developers of varying experience and size ($250k-$10m+). The law-firm has grown exponentially and quickly built a reputation for achieving cost-effective and efficient results for its clientele.

Vincent has a double degree in Commerce (specialising in Finance) and Laws having graduated from Melbourne University in 2004.

phone0400 899 871


Bronko Kozel

Bronko Kozel

Associate Director, New South Wales Office

To assist with the growth and expansion of the Development Finance Partners business, Bronko utilises his background and experience working in Banking and Finance since 1981 and directly as a Mortgage and Commercial Finance Broker since 2005 to deliver outcomes through the many and varied options of commercial and property development finance available in today’s fast paced market place.

Bronko has held Senior Relationship Management positions with both Westpac (24 years) and ANZ Corporate Banking (2 years) responsible for a diverse client base consisting of construction companies, property developers, medical, legal, private schools, religious, non-for-profit sector, private investors and local government authorities.

He holds a Graduate Certificate in Management from Charles Sturt University, Bathurst and has been a member of the Mortgage & Finance Association (MFAA) since 2005. Bronko holds a Certificate IV in Financial services and Diploma of Financial Services (Finance/Mortgage Broking Management). He is also a NSW Justice of the Peace.

Working closely with clients, key lending authorities and decision makes enables Bronko to deliver results to his clients and referral networks. His strong client relationship and management skills are very important factors in today’s commercial landscape and environment. Bronko looks forward to working with all existing and new clients of DFP.

phone0406 421 804


LinkedInConnect with Bronko on LinkedIn

Peter Stubley

Associate Director, New South Wales Office

Peter has over 35 years experience in financial services, primarily involved in corporate and commercial relationship banking across 5 Australian banks including NAB, CBA and Westpac. He has fulfilled many roles including senior roles in relationship management, credit and regional leadership.

Peter has extensive property finance experience including construction, development, joint venture and investment finance, as well as leading broader teams in all segments of relationship management in a variety of geographic locations including Sydney, Brisbane and regional NSW and QLD. Over the years, Peter has been involved in the finance of significant property transactions and projects including residential and commercial developments, shopping centres, community facilities and land acquisitions, along with a multitude of property investment acquisitions.

Through his experience, Peter has formed a focus on identifying customer needs and working towards optimum solutions to those needs to achieve the highest levels of customer satisfaction. He takes pride in building long term customer relationships through his dedication and commitment to achieve quality outcomes.

Peter has continued to enhance his formal qualifications throughout his career, holding a business degree in Banking and Finance from Charles Sturt University, Graduate Certificate in Leadership, Diploma in Financial Planning and Mortgage Broker qualifications.”


phone0467 731 409


Graeme Boyd

Associate Director, New South Wales

Graeme has over 30 years of experience in the financial services industry. He has held senior management roles across two of the 4 major in Relationship Management. Graeme worked directly with medium to large business helping them achieve their financial goals.

He has also through the years held roles in a credit risk management capacity responsible for loan Approvals within the commercial and business banking sector. Graeme recently held the role of country Head of Credit in the Pacific Islands.

Graeme holds a Graduate Certificate in Management from CSU Bathurst and Cert1V in Finance & Mortgage Broking.
Graeme has developed sound knowledge and experience across Property Investment / Development, trading, manufacturing, agriculture, hospitality business’s and the professional services sector over his career of 30+ years.

Graeme has a strong understanding of risk with a sound balanced view between credit risk and sales motivating him to ensure he arrives at a suitable solution for the client

phone0421 418 994


Daniel Housell

Michael McCluskey

Associate Director, Queensland Office

Michael has over 30 years experience in the Banking and Finance Industry having held Senior Relationship Management Positions with Westpac , NAB and ME Bank.
His experience in commercial and business banking is extensive with a principle focus upon construction, development and property investment lending.

Over the years, Michael has been involved in managing numerous complex banking relationships with groups having widespread and varied business interests. He has been involved in the origination and structuring of numerous transactions including many iconic development projects in South East Qld.

Michael has also owned and operated his own Finance Brokerage and consultancy and is a member of the Mortgage and Finance Association of Australia as well as holding a Diploma in Finance and Mortgage Broking.

phone0409 017 848



Adam Callaghan

Associate Director, Queensland Office

Adam has over 20 years’ experience in the real estate and finance industries in Sydney and Brisbane, having held positions at companies including Macquarie Bank, Grant Samuel, PPB Advisory and CVS Lane Capital Partners.

Over these years Adam has developed relationships with a variety of clients including major financiers, corporate entities, consultants, not-for-profits, public and private property developers and investors. Adam’s diverse background covering valuation, banking & finance, insolvency, joint ventures and advisory puts him in good stead to advise clients on the optimal financial structure for their developments and investments.

Adam has been involved in all aspects of the financing process from origination through to due diligence, transaction execution and management. Adam holds a Bachelor of Property Economics from UTS, and a Graduate Diploma in Applied Finance from FINSIA.


phone0402 894 530



Dino Di Costa

Head of Credit

Dino has over 18 years experience as an Investment Banking and Property Finance Professional specialising in Private Equity Syndication, ASX listed company capital raisings and Debt Capital Markets origination and trading.

Dino was a Director and European Head of Commercial Real Estate and Mortgage Backed Trading for Credit Suisse London. During his tenor at Credit Suisse (1999-2009) he was responsible for distributing real estate loans originated and securitized in UK and European Office Markets, Retail and Multifamily asset classes. He was also responsible for originating and managing institutional relationships for the issuance and distribution of European and Australian Residential Mortgage Backed Securities.

Dino has most recently focussed on the syndication of Private Equity Capital for Multi Storey Residential, Commercial Development and Residential Land Subdivisions in Western Australia. He was responsible for the Asset Management of the developments from pre-acquisition, construction funding, through to completion and hand over of the projects.

Dino has been the responsible manager and licence holder of his own Australian Financial Services Licence. He was also a previously a partner in boutique advisory and stockbroking firm and has held executive and non-executive positions in numerous public and private companies.

Dino holds a Bachelor of Commerce from Curtin University of Technology. He is also a qualified Chartered Accountant.


phone0407 450 639



Bob Hunter

Bob Hunter

Senior Credit Manager, New South Wales Office

Bob has over 30 years’ experience in the banking and property finance industry. His career has included roles in the commercial, investment and non-bank sectors, including appointments with NAB, Bank of Boston, Aussie Home Loans and Eurofinance Corporation.

During that time Bob has held managerial and executive positions, including board representation. His capability covers a wide range of disciplines including sales, marketing, credit analysis and administration.

In more recent times, Bob’s focus has been in assisting Developer clients in financing projects, utilising his experience in the debt, equity and mezzanine capital markets.

phone0407 416 499


Kate Rundle


Kate has over 7 years of banking experience spread across retail banking, lending and credit roles. Most recently Kate has spent four years working as a Property Investment and Development Finance account executive for St. George Bank assisting a diverse range of clients from small builder-developers through to listed property development and investment companies.

Kate has been involved in all aspects of the financing process from origination through to due diligence, credit structuring and risk management, transaction execution and portfolio management. Kate holds a Bachelor of Banking and Finance from Queensland University of Technology.

phone0421 958 433


David Hume

David Hume

Property Director, New South Wales Office

David brings with him 28 years of experience in project delivery and property development as both a consultant and the Principle. His interest and formal qualifications in land economics, project management and engineering, combined with his project and business experience in leading and driving successful project, development and business solutions provides him with a commercially astute approach to his work.

David’s prior roles include: two years Consulting to NSW Health on the RNSH & Community Health Redevelopment Project; three years with Carrington Capital, a niche blue chip residential developer with its own construction company; seven years with Carson Group, a Project Management Consultancy with offices across Australia and New Zealand where he was a Director, Shareholder and Senior Project Manager. David’s original experience and passion for the construction industry came from spending many years working hands-on with his father who was a high quality home builder.

David has advised on and been directly responsible for managing large complex projects for both private and public clients, across a broad range of property sectors including residential, retail, commercial, industrial, defence, health, mineral processing.

phone0419 414 221


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