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Meet the Development Finance Partners Team

Baxter Gamble

Baxter Gamble

Founder & Director, New South Wales Office

Baxter Gamble has 20+ years of practical experience in providing creative funding solutions for some of Australia’s landmark developments.

He was the Director of Project Finance for Australian Finance Solutions and its subsidiary Austmortgage, Australia’s third largest commercial and construction aggregator (1997-2007). During this period Baxter successfully structured and settled development finance loans totalling in excess of $1,500m.

Over this ten year period Baxter also built and managed an $800m loan book comprised of commercial and residential securities.

Over the past 20+ years Baxter has developed strong relationships with the decision makers within a large and diversified range of Banks, Building Companies, Institutional Equity providers, as well as high net worth individuals. These relationships are critical to the value proposition to the DFP’s clientèle.

Baxter has been a regular contributor of commentary to the press in regards to various issues the sector has faced, and has spoken at a number of high profile events such as the Master Builders Awards and The Building Institute of Australia.

phone0411 458 845



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Matthew Royal

Matthew Royal

Founder & Director, Queensland Office

Prior to co-founding Development Finance Partners Pty Ltd, Matthew Royal was an Associate Director of Property Finance QLD with Bankwest Business, facilitating mortgage structures up to $100 million.

Matthew was previously appointed as the Managing Director for Urban Securities Corp Limited, a Brisbane based property development company. Over the past 10 years Matthew has held executive and non-executive directorships in numerous private and public companies.

Matthew has extensive experience in the property development and investment industry; he has exceptional knowledge and understanding of the financial criteria and methodology used in assessing property development and investment proposals.

Matthew has participated in the negotiation and consummation of numerous significant property development and investment acquisitions and joint ventures, as well as being responsible for the finance raising and due diligence enquiries and processes within DFP.

phone0450 505 433


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Bronko Kozel

Bronko Kozel

Associate Director, New South Wales Office

To assist with the growth and expansion of the Development Finance Partners business, Bronko utilises his background and experience working in the finance industry for over 30 years including the past 7 years directly as a Commercial Finance Broker to deliver outcomes through the many and varied options of commercial and property development finance available in today’s fast paced market place.

Bronko has held Senior Relationship Management positions with both Westpac and ANZ banks responsible for a diverse client base consisting of construction companies, property developers, medical, legal, private schools, religious, non-for profit sector, private investors and local government authorities.

He holds a Graduate Certificate in Management from Charles Sturt University, Bathurst and has been a member of the Mortgage & Finance Association (MFAA) since 2005.

Working closely with clients, key lending authorities and decision makes enables Bronko to deliver results to his clients and referral networks. His strong client relationship and management skills are very important factors in today’s commercial landscape and environment. Bronko looks forward to working with all existing and new clients of DFP.

phone0406 421 804


LinkedInConnect with Bronko on LinkedIn

Graeme Boyd

Associate Director, New South Wales

Graeme has over 30 years of experience in the financial services industry. He has held senior management roles across two of the 4 major in Relationship Management. Graeme worked directly with medium to large business helping them achieve their financial goals.

He has also through the years held roles in a credit risk management capacity responsible for loan Approvals within the commercial and business banking sector. Graeme recently held the role of country Head of Credit in the Pacific Islands.

Graeme holds a Graduate Certificate in Management from CSU Bathurst and Cert1V in Finance & Mortgage Broking.
Graeme has developed sound knowledge and experience across Property Investment / Development, trading, manufacturing, agriculture, hospitality business’s and the professional services sector over his career of 30+ years.

Graeme has a strong understanding of risk with a sound balanced view between credit risk and sales motivating him to ensure he arrives at a suitable solution for the client

phone0421 418 994


Daniel Housell

Michael McCluskey

Associate Director, Queensland Office

Michael has over 30 years experience in the Banking and Finance Industry having held Senior Relationship Management Positions with Westpac , NAB and ME Bank.
His experience in commercial and business banking is extensive with a principle focus upon construction, development and property investment lending.

Over the years, Michael has been involved in managing numerous complex banking relationships with groups having widespread and varied business interests. He has been involved in the origination and structuring of numerous transactions including many iconic development projects in South East Qld.

Michael has also owned and operated his own Finance Brokerage and consultancy and is a member of the Mortgage and Finance Association of Australia as well as holding a Diploma in Finance and Mortgage Broking.

phone0409 017 848



Bob Hunter

Bob Hunter

Senior Credit Manager, New South Wales Office

Bob has over 30 years’ experience in the banking and property finance industry. His career has included roles in the commercial, investment and non-bank sectors, including appointments with NAB, Bank of Boston, Aussie Home Loans and Eurofinance Corporation.

During that time Bob has held managerial and executive positions, including board representation. His capability covers a wide range of disciplines including sales, marketing, credit analysis and administration.

In more recent times, Bob’s focus has been in assisting Developer clients in financing projects, utilising his experience in the debt, equity and mezzanine capital markets.

phone0407 416 499


Stuart Small

Senior Property Finance Manager

Stuart has over 15 years of experience in the financial services industry. During this time, he has developed considerable knowledge and experience across Property Investment / Development, manufacturing, wholesale, import & retail sectors
Most recently, he worked as a Senior Business Banking Manager with National Australia Bank in the Qld Business Banking segment, assisting a diverse range of clients.
Through his key engagements with National Australia Bank, Queensland Government & International appointments he has gained extensive experience in interpreting and analysing financial statements, identifying key drivers of business performance, analysing market information and providing outstanding customer service, with a focus on building and maintaining long-term quality relationship.
Stuart graduated from Queensland University of Technology with a Bachelor of Business (Accountancy). He has completed postgraduate study with CPA Australia, becoming a qualified accountant in 2002.

phone0447 367 954


Daniel Kisbee

Senior Credit Analyst

Daniel joined DFP in 2016 to assist with the growth of the Queensland office.
Daniel has a decade of Big 4 bank experience spread across relationship management, credit and asset structuring roles. Most recently Daniel has spent five years working as an Industry Relationship Manager with a Property Finance specialisation for Westpac in the Commercial Banking segment assisting a diverse range of clients from small builder-developers through to a national property valuation firm. With a strong focus on client experience, Daniel was recognised for having the strongest Net Promoter Score (NPS) in his job family in Queensland.

With experience in credit work-outs/asset structuring, Daniel brings significant credit and risk modelling strength to the DFP Team. Daniel also has previous experience in cash flow lending, as well as structured lending for joint ventures/management buyouts benefiting clients from a range of industries. He has assisted clients with non-property lending needs including flexible solutions combining trade/invoice finance, financial markets as well as bespoke transactional product solutions.

Daniel graduated from the University of Queensland with a Bachelor of Economics in 2007, has completed postgraduate study in Insolvency Law through the Queensland University of Technology, and is currently completing an Advanced Diploma of Financial Planning.

phone0411 287 885

phone07 3041 4136


David Hume

David Hume

Property Director, New South Wales Office

David brings with him 28 years of experience in project delivery and property development as both a consultant and the Principle. His interest and formal qualifications in land economics, project management and engineering, combined with his project and business experience in leading and driving successful project, development and business solutions provides him with a commercially astute approach to his work.

David’s prior roles include: two years Consulting to NSW Health on the RNSH & Community Health Redevelopment Project; three years with Carrington Capital, a niche blue chip residential developer with its own construction company; seven years with Carson Group, a Project Management Consultancy with offices across Australia and New Zealand where he was a Director, Shareholder and Senior Project Manager. David’s original experience and passion for the construction industry came from spending many years working hands-on with his father who was a high quality home builder.

David has advised on and been directly responsible for managing large complex projects for both private and public clients, across a broad range of property sectors including residential, retail, commercial, industrial, defence, health, mineral processing.

phone0419 414 221


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