investment property

Housing – Early signs of a recovery

For the first time in 40 years, the net rental yield on investment property is approximately equal to the funding costs. A few other data points: Households have become less “cautious” in their attitudes. The “time to buy a dwelling” index has surged to a 3yr high, suggesting upside to our forecast 150k dwelling commencements […]

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Would You Put All Your Eggs In One Basket?

Most often, the mortgage economy prefers a lending system that can change as financing ideas evolve. We the consumers want some flexibility in the lending process because not every borrower is a letter-perfect loan applicant. Similarly, not too many lenders, or even mortgage investors, would want to play around with loans outside its safe harbour, […]

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